Chime is an online bank that allows its users to create checking and savings accounts, as well as offering a debit card in partnership with Visa. Launched in 2013, it is widely used as a mobile banking app. Chime offers both spending and savings accounts. When opening an account with Chime, you get a Spending Account, a Visa Debit Card, and an optional Savings Account. All these Chime accounts can be managed entirely from your smart phone. The Chime mobile banking app is available on both Android and iPhone devices.
Chime supports mobile check deposit and electronic transfers from other institutions by linking an external bank account in the Chime mobile app. Cash deposits can also be made to your Chime Account over hundreds of retail organizations. Chime is specially designed as a virtual bank for millennials. It is a perfect choice for those looking for a no-fee mobile bank account with built-in features to help save and earn extra money, including access to a high-yield savings account. Therefore Chime is the best option for anyone with an uncomplicated financial situation, looking to set up an easy mobile-only account.
Chime customers get their paychecks directly deposited two days early. It also offers two automatic saving features, one that lets customers round up debit-card payments to the nearest dollar, and automatically sends a percentage of each paycheck to the nearest savings account. Chime is essentially changing the way people think about the banking system. It was built on the core principle of protecting users and helping them get ahead. We do not make a profit by taking a portion of transaction fees. We only make profit only when you use your Chime debit card, we earn a small amount from Visa (paid by the merchant). We take a very limited percentage of fees every time you use your Chime Debit Card, and never charge you for unnecessary fees to run our business. You can use your Chime Debit Card anywhere, including outside the U.S. and that too without paying any foreign transaction fee. You can easily enable or disable the international transaction in the settings menu found in the Chime mobile banking app.
Type of Chime Account:
Chime is a full-featured deposit account. Your Chime account can receive direct deposits and it also supports pre-authorized withdrawals and interbank transfers with the help of Automated Clearing House (ACH) networks
Chime gives you:
- A Chime Debit/Visa Card
- A Chime account can be managed directly from your mobile phone
- You also get an optional Savings Account to help you save money
- Chime bank accounts are also insured up to the maximum deposit insurance amount of $250,000 through our partners.
Features of Chime:
No Fees: You do not need to pay any monthly maintenance or any other hidden charges for the Chime account. You do not require any minimum balance in the account and no international transaction fees.
Faster Pay and Online banking: Chime says you can get access to your paycheck up to two days earlier with their direct deposit. You get paid two days early from direct deposit. With Chime, you can increase your savings, automatically. So must experience the flexibility of online banking with Chime.
Automatic Savings: As noted above, Chime offers two ways to automate savings. These features can help the users to build an emergency fund or save for other purposes.
Mobile Banking: Chime’s mobile banking app is considered as the best for the iPhone and Android mobile users. You can use to pay friends and send money instantly with your Chime spending account.
Security and Security: Chime’s considers it the top priority to keeping your information and money secure. We send you instant transaction alerts anytime you use your Chime debit card. You will always know what is happening with your money. All the deposits in Chime bank account are secured with the insurance of up to $250,000 through our partners, The Bancorp Bank or Stride Bank; Member FDIC.
Chime app customer service
You can contact the Chime App customer service at any time. When you call Chime customer service, you get connected to well trained and cooperative executives who are equipped with the answers to any possible issues. The Chime app support number is prompt and easy to connect. Our team is always present and eager to support you. You should immediately contact the Chime customer service, explain your situation, and get your solution. Our executives are cooperative and understand your issue patiently so that they can provide you the best solution for your problem.
How do I contact Chime?
In Chime number, we provide the genuine solution of your chime related problem. Chime is a large team of developers, bloggers, and calling agents who are equipped with a standard solution for multiple problems occurring on a regular basis.
If you want to speak, you can contact us with questions, concerns, or issues, you can reach us.
Our team is always happy to support you. You can reach us 24/7 via the Chime customer service